FMAO - Farmers & Merchants Bancorp Inc

Farmers & Merchants Bancorp, Inc. is the banking holding company for The Farmers & Merchants State Bank providing commercial banking services to individuals and small businesses in Northwest Ohio and Northeast Indiana. The company is headquartered in Archbold, Ohio.

52W High

$33.29

52W Low

$20.72

MA Status:

50D: Above 200D: Below

Beta (~1 neutral, <0.9 lower risk)

0.91

Valuation

Fair

As of 2025-06-30 (Overview)

Trailing P/E (<15 better)

12.12

Forward P/E (<15 better)

15.92

EV/EBITDA (<8 favorable)

N/A

EV/Revenue (<3 favorable)

5.43

P/S (TTM) (<3 favorable)

3.31

P/B (<3 favorable)

1.02

Ownership

Balanced

Source: Overview

Insiders (1–5% typical)

8.69%

Institutions (25–75% balanced)

27.24%

Shares Outstanding

13,724,000

Float

12,265,300

Dividend Yield (2–6% sweet spot)

0.03%

Ex‑Dividend Date

2025-07-07

Income & Growth

Profitability: Weak

As of 2025-06-30 (Overview)

Revenue (TTM)

108,632,000

Gross Profit (TTM)

108,632,000

EPS (TTM)

2.16

Profit Margin (>10% good)

0.27%

Operating Margin (TTM) (higher better)

0.37%

ROE (TTM) (>15% strong)

0.09%

EPS YoY (Quarterly) (>10% good)

0.35

Revenue YoY (Quarterly) (>8% good)

0.18

Momentum

Bearish momentum

Value

0.2299

0.2593

Trend

Falling

Signal Cross

No cross

As of

Sep. 12, 2025