UBCP - United Bancorp Inc

https://www.unitedbancorp.com

Recent News

Zacks Initiates Coverage of United Bancorp With Neutral Recommendation

Zacks Commentary • 1 month, 2 weeks ago • score: 0.55

Find out why Zacks has assigned United Bancorp a "Neutral" rating, being the first on Wall Street to initiate coverage on the stock. Explore how high dividend yields, liquidity strength and credit discipline are tempered by cost pressures and geographic exposure.

Interval:

EMA1: EMA2:

AI Tools

Key Metrics

Trend: Downtrend

Source: Snapshot

United Bancorp, Inc. is the banking holding company for Unified Bank providing commercial and retail banking services in Ohio. The company is headquartered in Martins Ferry, Ohio.

52W High

$15.63

52W Low

$11.10

MA Status:

50D: Below 200D: Below

Beta (~1 neutral, <0.9 lower risk)

0.41

Valuation

Attractive

As of 2025-06-30 (Overview)

Trailing P/E (<15 better)

11.54

Forward P/E (<15 better)

N/A

EV/EBITDA (<8 favorable)

N/A

EV/Revenue (<3 favorable)

6.13

P/S (TTM) (<3 favorable)

2.83

P/B (<3 favorable)

1.42

Ownership

Retail‑heavy

Source: Overview

Insiders (1–5% typical)

14.88%

Institutions (25–75% balanced)

11.43%

Shares Outstanding

5,774,000

Float

4,892,400

Dividend Yield (2–6% sweet spot)

0.05%

Ex‑Dividend Date

2025-09-10

Income & Growth

Profitability: Weak

As of 2025-06-30 (Overview)

Revenue (TTM)

29,909,000

Gross Profit (TTM)

29,909,000

EPS (TTM)

1.27

Profit Margin (>10% good)

0.25%

Operating Margin (TTM) (higher better)

0.27%

ROE (TTM) (>15% strong)

0.12%

EPS YoY (Quarterly) (>10% good)

0.12

Revenue YoY (Quarterly) (>8% good)

0.07

Momentum

Value

N/A

Trend

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Signal Cross

No cross

As of

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