UPST - Upstart Holdings Inc

https://www.upstart.com

Buy Momentum: Bearish

Recent News

Bullish

Prediction: This Artificial Intelligence ( AI ) Stock Will Beat Opendoor Technologies over the Next 3 Years

Motley Fool • 12 hours, 3 minutes ago • score: 0.33

Opendoor has been on a tear, but this fintech stock looks like a better long-term winner.

Bullish

Upstart Holdings, Inc. ( UPST ) Gains As Market Dips: What You Should Know

Zacks Commentary • 2 days, 23 hours ago • score: 0.16

In the closing of the recent trading day, Upstart Holdings, Inc. (UPST) stood at $63.08, denoting a +1.43% move from the preceding trading day.

Bullish

Behind the Scenes of Upstart Hldgs's Latest Options Trends - Upstart Hldgs ( NASDAQ:UPST )

Benzinga • 5 days, 5 hours ago • score: 0.25

Financial giants have made a conspicuous bearish move on Upstart Hldgs. Our analysis of options history for Upstart Hldgs UPST revealed 44 unusual trades. Delving into the details, we found 38% of traders were bullish, while 45% showed bearish tendencies.

Bullish

Intuit's AI Push Boosts Growth: Can TurboTax and QuickBooks Lead?

Zacks Commentary • 6 days, 7 hours ago • score: 0.18

INTU posts $18.8B in revenues as AI powers growth across TurboTax, QuickBooks, Credit Karma and Mailchimp.

Bullish

Why Upstart Stock Lost 10% in August

Motley Fool • 1 week ago • score: 0.28

A strong earnings report wasn't enough to lift Upstart last month.

Bullish

Is Upstart Stock a Millionaire Maker?

Motley Fool • 1 week ago • score: 0.51

Upstart's artificial intelligence-powered lending models continue to improve.

Bullish

Prediction: Upstart Will Triple by 2030. Here's the Key Catalyst..

Motley Fool • 1 week, 1 day ago • score: 0.31

The lending disruptor could have lots of room to rise, but it might not be for the reason you think.

Bullish

Upstart's AI Underwriting Edge: Can It Keep Driving Loan Growth?

Zacks Commentary • 1 week, 3 days ago • score: 0.44

UPST's AI-driven underwriting is fueling record loan originations, margin gains, and expansion into auto and home equity lending.

Bullish

Is UPST Stock a Buy, Hold, or Sell After Its 43.7% Three-Month Rally?

Zacks Commentary • 1 week, 6 days ago • score: 0.48

Upstart's 43.7% rally, surging loan growth, and expanding AI-driven lending model raise the question: Is UPST stock still a buy?

Interval:

EMA1: EMA2:

AI Tools

Key Metrics

Trend: Range-Bound

As of 2025-09-09 (Snapshot)

Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.

52W High

$96.43

52W Low

$31.40

MA Status:

50D: Below 200D: Above

Beta (~1 neutral, <0.9 lower risk)

2.38

Valuation

Rich

As of 2025-06-30 (Overview)

Trailing P/E (<15 better)

N/A

Forward P/E (<15 better)

39.22

EV/EBITDA (<8 favorable)

N/A

EV/Revenue (<3 favorable)

9.37

P/S (TTM) (<3 favorable)

7.28

P/B (<3 favorable)

8.92

Ownership

Balanced

Source: Overview

Insiders (1–5% typical)

12.42%

Institutions (25–75% balanced)

66.34%

Shares Outstanding

96,218,000

Float

84,149,000

Dividend Yield (2–6% sweet spot)

N/A

Ex‑Dividend Date

N/A

Income & Growth

Profitability: Weak

As of 2025-06-30 (Overview)

Revenue (TTM)

884,807,000

Gross Profit (TTM)

718,156,000

EPS (TTM)

-0.05

Profit Margin (>10% good)

-0.01%

Operating Margin (TTM) (higher better)

0.05%

ROE (TTM) (>15% strong)

-0.01%

EPS YoY (Quarterly) (>10% good)

2.09

Revenue YoY (Quarterly) (>8% good)

0.91

Momentum

Bearish momentum

Value

-2.0383

-1.8394

Trend

Falling

Signal Cross

No cross

As of

Sep. 12, 2025